USDA Loan Guarantee Program


*More 1st Time Buyer Info*	USDA Loan Guarantee Program	Contact Us

What are the Benefits of the USDA Loan Guarantee Program?

No Downpayment Required!!!

Buyers may borrow 100% of the cost of the property.

No Monthly Mortgage Insurance Fees!

FHA & VA Loans require a monthly mortgage insurance fee.

Repair Expenses may be included in the Mortgage!

Great for Fixups & Foreclosures that need work.

Closing Costs may be included in the Mortgage!

Or paid for by the Seller.

What Homes are Eligible for the Program?

All Single Family Homes, Townhomes and Condominiums

New Manufactured Homes & Lots

Must be located in a "Rural Development" Area (See Map for Boundaries)

Sorry, No Homes with Pools (with some exceptions)

What are the Buyer Eligibility Requirements?

First Time Home Buyer OR a current Home Owner that has outgrown their current home

Household Income must not exceed $73,600 (1 to 4 persons) or $97,150 (5 to 8 persons)

Modest Credit Requirements

How do I obtain a USDA Rural Development Loan?

Contact your Mortgage Broker.

If you do not have a Mortgage Broker, or if they do not offer this program, click here: Tucson Mortgage Brokers

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